Financing

Financing Your Exterior Project

Seven options through Synchrony. See what each one actually costs per month before you decide.

  • Financing through Synchrony
  • Serving Dayton since 2012
  • Fully insured
  • Free estimate
7
Financing options
0%
Available on qualifying terms
60
Months maximum term
FREE
Estimate, no obligation

The real decision

Two ways to think about financing

Do you want the lowest total cost, or the lowest monthly payment? Those lead to different options, and it helps to know which one you're after before you compare rates.

If the lowest total cost matters most

Choose standard project pricing with an APR option. You pay our normal project price and carry a rate. The higher your monthly payment, the lower the rate available: 3.00% of the purchase amount a month gets 5.99% APR, and 1.25% a month gets 9.99% APR.

If the lowest monthly payment matters most

Choose extended 0% financing over 36, 48 or 60 months. There is no interest at all. The trade is that these options are based on promotional project pricing 20% above our standard price. On a long term that still produces the lowest monthly payment available: you pay more for the project so you pay less each month.

Neither is the right answer for everyone. Tell us what your budget needs to look like, and we'll tell you which one fits.

Payment estimator

Estimate your monthly payment

Enter your project amount to see what each option works out to per month. These are estimates based on published payment percentages. Your actual terms come from Synchrony after credit approval.

$

Standard project pricing

Project total $15,000

  • 5.99% APR$450/mo
  • 7.99% APR$300/mo
  • 9.99% APR$188/mo
  • 0% for 18 months$834/mo to clear

The 18-month option is deferred interest. If it isn't paid in full within 18 months, interest is charged from the original transaction date at 26.99% APR on the whole balance.

Promotional project pricing

Project total $18,000 20% higher

  • 36 months at 0%$500/mo
  • 48 months at 0%$374/mo
  • 60 months at 0%$301/mo

Extended 0% financing is based on promotional project pricing 20% above our standard pricing. That premium is what makes a genuinely interest-free long term possible.

Estimates only, based on published payment percentages. Monthly payments shown are not total cost. Your actual rate, term and payment are set by Synchrony after credit approval.

Four options · standard price

Standard project pricing

You pay our standard project price. The three APR options set a minimum monthly payment as a percentage of the purchase amount: the more you pay each month, the lower the rate. The fourth option works differently, so read it carefully.

01

5.99% APR

3.00% of purchase amount / month

The lowest rate on the page, with the highest monthly payment of the APR options. Payments continue at 3.00% of the purchase amount per month until the balance is paid in full.

02

7.99% APR

2.00% of purchase amount / month

A middle path between rate and payment. Payments continue at 2.00% of the purchase amount per month until the balance is paid in full.

03

9.99% APR

1.25% of purchase amount / month

The lowest monthly payment of the APR options, at the highest rate. Payments continue at 1.25% of the purchase amount per month until the balance is paid in full.

04

Deferred interest

0% if paid in full within 18 months

This is a deferred interest promotion, not a 0% loan. If the balance isn't paid in full within 18 months, interest is charged from the original transaction date at 26.99% APR, on the whole balance, not the remainder.

It's the cheapest option on this page if you clear it in time, and the most expensive if you don't. We'll be straight with you about which you're likely to be.

Promotional project pricing

Extended 0% financing

Equal monthly payments and no interest over 36, 48 or 60 months. These options use promotional project pricing that is 20% higher than our standard project pricing.

36 MO

Promotional pricing · 20% higher

36 months at 0%

2.78% of purchase amount / month

Equal monthly payments of 2.78% of the promotional purchase amount. No interest.

48 MO

Promotional pricing · 20% higher

48 months at 0%

2.08% of purchase amount / month

Equal monthly payments of 2.08% of the promotional purchase amount. No interest.

60 MO

Promotional pricing · 20% higher

60 months at 0%

1.67% of purchase amount / month

Equal monthly payments of 1.67% of the promotional purchase amount. No interest, and the lowest monthly payment available.

These options use promotional project pricing

Extended 0% financing options are based on promotional project pricing that is 20% higher than our standard project pricing. That premium is what makes a genuinely interest-free long term possible.

It's a real trade and worth understanding: you pay more for the project, and nothing for the credit. For a household that needs the monthly number to be low, it is often still the best option on the page.

Process

How it works

Your pricing choice comes first, because it decides which financing options are open to you.

01
Free estimateWe scope the project and give you a written price, whether it's a roof replacement, vinyl siding replacement or gutter replacement.
02
Choose standard or promotional pricingThis determines which options are available: the four standard options, or the three extended 0% options at promotional pricing.
03
Apply through SynchronyApplication and approval are handled by the lender, not by us.
04
Approval and termsSynchrony sets your final rate, term and payment.
05
Work beginsYour project is scheduled and completed, and covered by the AlphaOne Advantage Warranty.

Frequently Asked Questions

Financing is provided by Synchrony. AlphaOne Exteriors is not the lender: we give you a written project price and help you decide between standard and promotional project pricing, and Synchrony handles the application, the credit decision and your account.

The application is handled by Synchrony, and Synchrony discloses the type of credit inquiry involved when you apply. Read that disclosure before you submit. We won’t describe the inquiry on Synchrony’s behalf.

Credit requirements are set by Synchrony, not by us. Whether you qualify, and for which options, is decided and confirmed during the application.

Approval timing is set by Synchrony and confirmed when you apply. We don’t promise a timeframe we don’t control.

Our 36, 48 and 60-month options are 0% financing: equal monthly payments, no interest. The 18-month option is deferred interest, which is different. It is 0% only if the full balance is paid within 18 months. If it isn’t, interest is charged from the original transaction date at 26.99% APR.

Interest is charged from the original transaction date at 26.99% APR, on the whole balance, not just the part that’s left. It’s the cheapest option on the page if you clear it in time and the most expensive if you don’t, so we’ll talk honestly with you about whether 18 months is realistic for your budget.

Extended 0% financing options are based on promotional project pricing that is 20% higher than our standard project pricing. That premium is what makes a genuinely interest-free 36, 48 or 60-month term possible. You pay more for the project and nothing for the credit.

Early payoff terms are set by Synchrony and stated in your financing agreement. Check the agreement for complete terms before you sign.

We offer financing on our exterior projects, including roofing, siding and gutter work. Whether a specific project and amount qualify is confirmed through your estimate and Synchrony’s application.

Any minimum or maximum financed amount is set by Synchrony and confirmed during the application. The estimator on this page runs from $2,000 to $75,000 as a calculation range only. It is not a lending limit.

Talk to us about it during your estimate. How an insurance payment and a financed balance fit together depends on your claim and your financing agreement, so we’ll work through your situation rather than give a blanket answer. Our insurance claims page explains how we handle claims.

Synchrony will tell you the outcome of your application. If financing isn’t approved, your written estimate still stands, and we can talk through other ways to scope the project.

Financing is subject to credit approval and lender terms and conditions. APRs, promotional terms, minimum payments, and other financing terms are subject to lender approval and may change. Deferred interest may be charged from the transaction date if the promotional balance is not paid in full within the promotional period. See financing agreement for complete terms.

Financing provided by Synchrony.

We'll tell you which option actually fits

A free estimate, a clear written price, and a straight answer about which financing option makes sense for your budget.

Schedule Free Estimate →

AlphaOne Exteriors · Dayton, Ohio · Since 2012

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