Can I get homeowners' insurance with an old roof?
Many carriers become cautious once an asphalt shingle roof is 15–20 years old. Some will still issue a policy but may require an inspection, limit coverage to Actual Cash Value (ACV) instead of full replacement cost, increase your deductible, or exclude roof coverage altogether.
More information:
www.insuredbyingram.com/blog/roof-age-and-insurance-coverage-in-ohio-the-rules-risks-and-renewal-tips/
www.reddit.com/r/FirstTimeHomeBuyer/comments/1pd58bm/old_roof_and_homeowners_insurance/
Jarrod Clauser
Jarrod Clauser is the owner of AlphaOne Exteriors, a Dayton-based exterior remodeling company he founded in 2012. With 16 years of hands-on construction and roofing experience as well as a 120-hour professional home inspection certification, he provides expert guidance on roofing, siding, exterior painting, and structural issues so homeowners can make confident, informed decisions about their homes.